*Applies only to eligible loans. Real Estate, Business Loans, Lines of Credit and Credit Cards are not eligible. There is a fee of $25.00 for each payment you skip. Your skipped payment will be added to the end of your loan term, and normal interest charges will continue to accumulate and may extend maturity. Fee must be paid by member at time of application (cannot be added to loan balance). Minimum monthly payment must be at least $101 to qualify for Skip-A-Payment. Skipping a payment and late payment fees may reduce the amount of a Guaranteed Asset Protection (GAP) claim. Please refer to your GAP Policy for complete information. If you selected GAP, the coverage will not be extended beyond the original maturity date. All deferrals are subject to Service Credit Union approval. Eligibility requirements associated with this offer must be met, not limited to your loan(s) being current (have no amount past due). Loans that are greater than 12 months, which have been open for 9 months, and have 6 or more months of good payment history up until the due date being skipped, are eligible for Skip-A-Payment. You may choose to skip one payment on each eligible loan in either 7/19 or 8/19. Both Borrower and Co-Borrower must agree to the request. Membership and all loans must be in good standing to qualify for promotion. Other restrictions may apply.